NETELLER vs Payz

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NETELLER and Payz (formerly ecoPayz) are both e-wallets for online payments and transfers. Compare their availability, fees and features below.

NETELLER Open account	Payz Payz Open account
Availability
102 countries and territories	165 countries and territories
Currencies
27 currencies	50 currencies
Deposit options
Most cards and online banking methods: 2.5% Local bank deposit and Rapid Transfer 0–1%, MB WAY free, Paysafecard 0–5%. No fee for VIPs on single deposits of USD 20,000 or more.	Bank transfer 0–10% (depends on country and method) Cards 1.69–6% + EUR 0.25 Deposit to your virtual IBAN EUR 0.50; ecoVoucher 2.9%.
Withdrawal options
Bank transfer (1.75%, min. USD 3.50) Member Wire (USD 12.75) Visa / Mastercard (0–3.99%) To Skrill (3.49%) To a crypto wallet (2% + network fee)	To a bank account: EUR 5.90–10.00 (VIP EUR 2.90–7.00) From your virtual IBAN: EUR 2.50 Not available on the Classic level.
Money transfer / P2P
Standard account (2.99%, min. USD 0.50) NETELLER True — fully verified (1.45%, min. USD 0.50) VIP (free in most countries) International Money Transfer to bank accounts (fees up to 4.99%)	To another Payz account: 1.5% (min. EUR 0.50) on Silver level; free from Gold level Not available on the Classic level.
Receiving P2P payments
Free	Free
Paying merchants
Free	Free
Currency conversion
Up to 3.99% Up to 4.49% in some countries. VIP: 3.19% (Silver), 2.79% (Gold), 2.39% (Diamond), 1.29% (Exclusive).	2.99% (Classic and Silver), 1.49% (Gold and Platinum), 1.25% (VIP)
Cards
Net+ Prepaid Mastercard (EEA and UK residents) USD 10 application + USD 10 per year (free for VIPs) ATM 1.75% (min. USD 1) Foreign currency 3.99% Receiving money on the card 0.5% (min. USD 1) First virtual card free.	Up to 4 Payz Mastercards and a Payz Plus card (Silver level and above)
Cryptocurrency
Buy and sell 40+ coins: 1.5% (VIP 1.3–1.4%) Available in around 80 countries.	—
Inactivity fee
USD 5 per month after 6 months without a login or transaction	EUR 5 per month for inactive accounts
VIP programme
Silver, Gold, Diamond, Exclusive From USD 15,000 per quarter in merchant payments and crypto trades Lower FX fee, free Net+ card, extra currency accounts VIP programmes explained	Classic, Silver, Gold, Platinum, VIP Higher levels: lower FX fee (down to 1.25%), free transfers to other Payz users, higher balance limits

Fees and features as published by each provider; they vary by country and account level and can change. Check the provider’s current fee page before you transact.