Skrill vs Payz

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Skrill and Payz (formerly ecoPayz) are both e-wallets for online payments and transfers. Compare their availability, fees and features below.

Skrill Open account	Payz Payz Open account
Availability
139 countries and territories	165 countries and territories
Currencies
37 currencies	50 currencies
Deposit options
Bank transfer free; cards up to 1.25% (EEA) Rapid Transfer 1%, Trustly 1.25%, Paysafecard up to 5%. Card deposits cost 1% in the UK and 2.5% in e.g. Canada, India, Nigeria and Brazil.	Bank transfer 0–10% (depends on country and method) Cards 1.69–6% + EUR 0.25 Deposit to your virtual IBAN EUR 0.50; ecoVoucher 2.9%.
Withdrawal options
Bank transfer / SWIFT (1.75%, min. EUR 3.50) Visa card (up to 3.99%, min. EUR 0.99) To NETELLER (3.49%) To a crypto wallet (2%) Free bank withdrawals for VIP members.	To a bank account: EUR 5.90–10.00 (VIP EUR 2.90–7.00) From your virtual IBAN: EUR 2.50 Not available on the Classic level.
Money transfer / P2P
Skriller (2.99%, min. EUR 0.50) True Skriller — fully verified (1.45%, min. EUR 0.50) VIP (free) Skrill Money Transfer to bank accounts (free when funded from a bank; up to 2.99% by card; FX mark-up up to 4.99%)	To another Payz account: 1.5% (min. EUR 0.50) on Silver level; free from Gold level Not available on the Classic level.
Receiving P2P payments
Free	Free
Paying merchants
Free	Free
Currency conversion
Up to 3.99% (euro area) 4.49% in non-euro EEA countries and most other countries. VIP: 2.89% (Silver), 2.59% (Gold), 1.99% (Diamond).	2.99% (Classic and Silver), 1.49% (Gold and Platinum), 1.25% (VIP)
Cards
Skrill Prepaid Mastercard (EEA and UK residents) EUR 10 application + EUR 10 per year (free for VIPs) ATM 1.75% (min. EUR 1) Foreign currency 3.99% First virtual card free.	Up to 4 Payz Mastercards and a Payz Plus card (Silver level and above)
Cryptocurrency
Buy and sell 40+ coins: 1.5% (VIP 1.3–1.4%) Selected countries only.	—
Inactivity fee
EUR 5 per month after 6 months without a login or transaction	EUR 5 per month for inactive accounts
VIP programme
Silver, Gold, Diamond From EUR 15,000 per quarter in merchant payments and crypto trades Free P2P and bank withdrawals, lower FX fee, free card VIP programmes explained	Classic, Silver, Gold, Platinum, VIP Higher levels: lower FX fee (down to 1.25%), free transfers to other Payz users, higher balance limits

Fees and features as published by each provider; they vary by country and account level and can change. Check the provider’s current fee page before you transact.